Cash App Settlement Eligibility: How to Qualify and File a Claim

If you’ve used Cash App in the past few years, you may be eligible for money from a class action settlement — but the details matter: two separate cases are wrapping up, each with its own rules and deadlines.

Settlement fund: $15 million ·
Maximum individual claim: $2,500 ·
Claims deadline (initial): November 18, 2024 ·
Affected period: Last 6 years of Cash App use ·
Defendants: Block, Inc. and Cash App Investing, LLC

Five key facts about the Cash App security settlement — the larger of the two cases and the one most Cash App users are asking about.

How to qualify for the Cash App settlement?

Important: There are two different settlements with distinct eligibility rules. The Cash App security settlement (the $15 million fund) is closed to new claims. But a separate Washington text-message settlement is still open — and the requirements are simpler.

Criteria for eligibility

• Security settlement (closed): You must have used Cash App or Cash App Investing between 2018 and 2024 and suffered unauthorized access or fraud. Claims were due by November 18, 2024 (Cash App Security Settlement official court-authorized site).
• Washington text settlement (open): You must have received a Cash App referral text message on your phone between November 14, 2019 and August 7, 2025 while living in Washington state. You must not have given clear, affirmative prior consent to receive that text (Top Class Actions legal news site).

Types of losses covered

• Security settlement: Out-of-pocket losses up to $2,500 (bank fees, fraud losses), lost time compensation up to 3 hours at $25/hour, and documented transactional fraud.
• Washington text settlement: No need to prove financial loss. Eligible class members who submit a timely, valid claim may receive a pro-rated cash payment. Court documents estimate payouts between $88 and $147 per person (ClassAction.org legal news).

Steps to file a claim

If you’re eligible for the Washington text settlement, here’s how to file before the October 27, 2025 deadline.

1. Go to BottomsTextSettlement.com (official settlement website).
2. Click “File Claim” and provide the phone number that received the Cash App referral text.
3. Attest that you lived in Washington at the time, you either received the text or are the primary user of that number, and you did not clearly and affirmatively consent to receive it (Top Class Actions legal news site).
4. Submit the form online or mail it — both methods are accepted (Bottoms v. Block settlement site).
5. After submission, you’ll receive a confirmation. The final approval hearing was already held on December 2, 2025 (Top Class Actions).

How do I know if I was part of the Cash App data breach?

Signs your account was compromised

• You see transactions you don’t recognize in your Cash App history.
• You received an email from Cash App about a security incident.
• Your login credentials changed without your action.

Cash App users affected by data breaches between 2018 and 2023 were part of the security settlement class. The official breach notification was sent via email to affected users (Cash App Security Settlement court-appointed administrator).

Checking breach notifications from Cash App

Search your email for messages from Cash App or Block, Inc. with subject lines like “Data Breach Notification” or “Security Incident.” If you can’t find one, check your spam folder. The settlement class includes all users whose personal information was accessed without authorization during specific incidents — not just those who received an email.

Using third-party breach check services

You can also use services like Have I Been Pwned (breach database) to see if your email address was exposed. However, the most definitive source is the settlement website’s eligibility lookup tool at cashappsecuritysettlement.com.

The implication: If you never received a breach notice, you may still be in the class — but you missed the claim window. Focus on the Washington text settlement instead.

How do I check my Cash App settlement status?

Online status check via settlement portal

Settlement status for the security case can be checked at cashappsecuritysettlement.com (official settlement website). You’ll need your claimant ID or the email address you used to file.

What status updates mean

• Submitted: Your claim form has been received.
• Pending Review: The administrator is verifying your documentation.
• Approved: Your claim qualifies. Payment will follow once the process is complete.
• Paid: Funds have been sent to your linked bank account or Cash App balance.

For the Washington text settlement, status can be checked at BottomsTextSettlement.com. Since final approval was granted on December 2, 2025 (Bottoms v. Block settlement site), payments are expected to be distributed soon.

Contacting the settlement administrator

The administrator’s contact information is available on each settlement’s website. For the security settlement, use the “Contact Us” page on cashappsecuritysettlement.com.

What this means: If you filed a security settlement claim before November 18, 2024, you should see an update by now. If your status says “Pending Review,” expect a decision within weeks. For Washington claimants who submitted by the October 27, 2025 deadline, payouts are likely in early 2026.

Is it too late to get the Cash App settlement?

Original deadline and any extensions

For the security settlement: yes, the claim deadline was November 18, 2024. The official settlement website states that late claim forms are no longer being accepted. No extensions have been announced.

For the Washington text settlement: no, it’s not too late — provided you file by October 27, 2025. The settlement received preliminary approval on July 29, 2025 (ClassAction.org).

Late claim procedures

The security settlement administrator will not process late claims. The Washington settlement also set a firm deadline of October 27, 2025 — no late claims are mentioned in the court documents.

Exceptions for certain claimants

Neither settlement lists specific exceptions for late filers. If you believe you have a compelling reason, contact the settlement administrator directly, but don’t count on it.

The catch: Most readers arriving at this article in 2025 will find the security settlement closed. The Washington settlement is your only current chance at compensation. If you don’t live in Washington, your options are limited to monitoring for future settlements or filing a complaint with the Consumer Financial Protection Bureau (federal regulator).

What banks work with Cash App?

Compatible bank list for Cash App transfers

Cash App works with most U.S. banks via debit card linking and bank account routing numbers. However, Cash App does not publicly maintain a compatibility list. If you have a bank account with a major institution (Bank of America, Chase, Wells Fargo, etc.), it will almost certainly work.

Bank eligibility for settlement claims

For the security settlement, payouts can be sent to your linked bank account or your Cash App balance. The Washington settlement also allows electronic payment to a bank account or by paper check.

Linking bank accounts for payouts

Inside the Cash App, go to your profile, select “Linked Banks,” and add your debit card. This is also where settlements funds would appear if you chose Cash App balance as your payout method.

The trade-off: Using Cash App balance means faster access but may trigger reporting requirements if you receive more than $600 in settlement income. A bank account is slower but cleaner for tax purposes.

Timeline

Here is the sequence of key events for both settlements.

The pattern: The two settlements follow distinct timelines, with the security settlement now closed and the Washington settlement still accepting claims.

Clarity check: what’s confirmed and what’s still uncertain

The pattern: The confirmed facts are well-documented, but several key variables remain uncertain, particularly for the security settlement.

Quotes from the settlements

Class members who submit a timely, valid claim form may receive a pro-rated cash payment. Court documents estimate Washington settlement payouts at between $88 and $147 per person.

— Settlement administrator, Bottoms v. Block settlement website (official court site)

The settlement class includes people who received a Cash App referral program text message between November 14, 2019 and August 7, 2025, were Washington residents at the time, and did not clearly and affirmatively consent in advance.

— Class definition, Bottoms v. Block settlement site (court-authorized)

The court granted final approval of the settlement involving Block, Inc. and Cash App Investing, LLC on March 27, 2025.

— Cash App Security Settlement (official administrator)

The pattern: Official court-authorized sources provide clear, verifiable information. Always cross-check any third-party articles against these primary sources before relying on cutoff dates or payout estimates.

Don’t lose your chance: the bottom line on Cash App settlement eligibility

If you’re reading this in 2025, the Cash App security settlement is closed — but Washington residents have a real opportunity to claim $88–$147 by filing at BottomsTextSettlement.com before October 27, 2025. For everyone else, the key takeaway is to monitor your email for breach notifications and act quickly if a future settlement opens. For the Washington resident with a referral text sitting in their messages, the choice is clear: spend ten minutes filing a claim, or leave up to $147 unclaimed.

For a detailed breakdown of the claim process and payout amounts, refer to the Cash App class action settlement guide.

Frequently asked questions

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